LOAN PRODUCTS​

PRODUCTION LOAN

Loan product that can be offered to regular members who are engaged in rice, corn, sugarcane, livestock, and fishery production.

BUSINESS LOAN

Loan product that can be offered to regular members with existing and stable business and those who want to start-up a business provided that the applicants would submit documents such as simple feasibility study.

SALARY LOAN

TRANSPORT LOAN

Loan product that can be offered to regular members who wants to purchase vehicle. The member-borrower must have a minimum of 3 loan history in good record.

PENSION LOAN

Loan product that can be offered to regular members who are pensioners with passbook or ATM pension account.

RENTAL LOAN

Group Loan product that can be offered to all regular members with the minimum of 4 whose source of income comes from rental of land & vehicles leased by a private companies or individual (i.e. Dole Stanfilco and other similar companies) paid monthly or quarterly.

CO-MAKERSHIP LOAN

HOUSE CONSTRUCTION/RENOVATION

Loan product that can be offered to regular members who are engaged in rice, corn, sugarcane, livestock, and fishery production.

ACQUIRED ASSET LOAN

FARM EQUIPMENT LOAN

ALLOTMENT LOAN

RICE LOAN

Loan product that can be offered to regular members with or without existing loan.  Members with existing loan must have a P2,000.00 minimum share capital and he/she is not delinquent in his/her current loan.  Thus, SCWE members who are also a regular member of MMPC can avail also, provided that he/she must have a P4,000.00 minimum share capital and he/she is not delinquent of his/her current group loan.

EDUCATIONAL LOAN

SAVINGS LOAN

The purpose of the Cooperative is to help members use financial tools to improve their economic and social well being. Savings is a critical tool every bit as important as loans. Therefore a cooperative must consider its members’ savings needs.

EMERGENCY LOAN

Loan product that can be offered to regular members with minimum of 3 consecutive loan histories provided with emergency purposes (e.i. hospitalization, death, flood, fire, earthquake, typhoon or tsunami and other fortuitous events) within the immediate family. The member-borrower must not delinquent by amortization of his/her existing loan. Release of this loan is right after the completion of all requirements

TIME DEPOSIT LOAN

Loan product that can be offered to regular members who are engaged in rice, corn, sugarcane, livestock, and fishery production.

100% SHARE CAPITAL LOAN

Loan product that can be offered to regular members based on their share capital investment to Mediatrix Multi-Purpose Cooperative.

Category A:

100% loan of share capital can be availed more than once provided that the TOTAL BALANCE of all members loan shall not exceed 100% of his/her share capital. Provided further that the member/loaner is not delinquent in his/her existing loan.

Category B:

Above 100% loan backup with collateral.

PONDO SA PAGBABAGO AT PAG ASENSO (P3) LOAN

Loan product that can be offered to potential and regular members with existing and stable business, and those who want to expand the business provided that the applicants would comply necessary documents.

MMPC’s will provide microenterprises an alternative source of financing that is easy to access at reasonable cost and boosts the development of the MSME sector, particularly the microenterprises.

GROUP LOAN

Loan product that can be offered to regular and associate members who do not have collaterals. This type of loan is in a form of group loan where every member of the group is co-maker with each other. Spouses are not allowed to join in one association.

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